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The head of the Ohio realtors' association says the partial shutdown of the federal government is making it harder for prospective homebuyers to get a loan. When it comes to financing a home purchase, roughly 1-in-5 buyers rely on the help of an FHA loan, which is basically a mortgage that's insured by the Federal Housing Administration. But since the partial government shutdown went into effect, delays in the approval process are starting to stack up, said Anjanette Frye, President of Ohio REALTORS.