Many who lost homes in the LA fires had been dropped by their insurer, and forced to use last-resort coverage. Some say it won't be nearly enough to rebuild.
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Jennifer Ludden helps edit energy and environment stories for NPR's National Desk, working with NPR staffers and a team of public radio reporters across the country. They track the shift to clean energy, state and federal policy moves, and how people and communities are coping with the mounting impacts of climate change.